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Payday Loan TV Ads

While watching TV the other day we saw a lot of adverts for other Payday loan lenders. It got us thinking that the fact there are so many ads means the demand is clearly there for our loans. The trouble is, it means you as the consumer have to do a better job of working [...]

Short term loans can help personal cash flow

It is wise to have a strong idea of what your personal financial situation is. There are lots of tools available now to help you. There is internet banking allowing you to see how much money you have 24/7 as well as telephone banking. Now we also see apps for smartphones that will enable you [...]

Love Our Payday Loans

It’s only a few weeks until Valentines Day which can be a very expensive day! Cards, presents and a nice meal out can be costly these days. The trouble is it’s half way though the month and budgeting is tricky as you often have enough money at that time but its easy to forget about [...]

Direct Payday Loans – Not Broker?

You may have been searching for a payday loan recently and have got confused at the huge number of people offering short term cash loans. Not all of them offer the product themselves and in many cases are simply an affiliate or associate of another company who actually do the funding and generate the agreement with [...]

Happy New Year From EPDL

We just wanted to take the opportunity to wish all our customers, colleagues and associates a very happy and prosperous New Year. We are excited about 2012 as there is so much to look forward to. In sport we have the Olympics in London this summer as well as the Football European Cup in Poland. [...]

Get Back on Track With a Payday Loan

Many of us have started to get the bank and credit card statements through from the Christmas period and it doesn’t always make for a pleasant read. It’s one of those things you know is coming and it’s time to face the music. Often though, due to the season being demanding on your wallet we [...]

Get Through Your Holiday With a Payday Loan.

We’ve all been away on holiday when its been a little more expensive than we anticipated or unexpected costs have come up. Recently, while on holiday a client discovered that their car hire didn’t include the baby seats they required and the additional driver. They also had extra costs for using the air conditioning which [...]

Merry Christmas From Early Payday Loans

It’s been a great year here at EPDL and we wanted to send you the warmest wishes for Christmas and the New Year and a big thank you to our customers. This Christmas we have helped many people to make sure they have the  money they need to get through this expensive season. It is [...]

Is Money Tight this Month? Why Not Consider a Payday Loan?

If you work full time and earn a regular wage the chances are that you know this situation: all the bills have been paid and the money in your account is dwindling when suddenly an unexpected expense arises. The expense could be anything from home maintenance to the chance of a cheap holiday, but since [...]

Is a Payday Loan Your Best Borrowing Option?

Since the credit crisis that began in 2007 and the recession that followed, many people have found their finances becoming more difficult to manage.  There are several reasons for this.  The price of basic goods such as food, petrol and necessary services such as heating and water have generally increased in recent years, in some [...]

Typical APR: 1355%

Actual Interest: 25%

APR Representative Example

1. £120 Payday Loan
2. Representative APR: 1355%
3. Duration of Agreement: 30 days
4. Total Charge of Credit: £30
5. Total Amount Payable: £150