Same Day Loans FAQ's
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Important - Your Personal Information
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Credit decisions and also the prevention of fraud and money laundering.
We may use credit reference and fraud prevention agencies to help us make decisions when processing your payday loan application. A short guide to what we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the section called:
A condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies. . If you would like to read the full details of how your data may be used please visit at A guide to the use of your data or phone 0845 653 1365 to ask one of our staff.
By confirming your agreement to proceed with this payday loan application you are accepting that we may each use your information in this way.
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Same Day Loans - Your Questions Answered
What is a Payday Loan?
A Payday Loan is a small short term loan repayable on your next pay day, up to 30 days away.
What can a Payday Loan be used for?
Anything - unexpected bills, a must-have purchase, even a night out.
How much can I borrow?
Loan amounts available are £120, £160, £200, £240, £280, £320, £360, £400, £440, £480, £520, £560, £600, £640, £680, £720, £760 and £800.
How much does it cost?
Our fees are £20 per £80 borrowed. There are no other hidden charges at EPDL. Therefore if you borrow £160 you will pay back £200 on your next pay day.
What do I need to get a Payday Loan?
To get a Payday Loan you must be employed and have your salary credited to an active bank account with a cheque book or a debit card.
Do I have to have a Cheque Guarantee Card?
You do not need to have a cheque guarantee card – just a debit card or a cheque book.
I have CCJ's - is that a problem?
No, not at all. We understand that not everyone’s credit rating is perfect and that is why we are here to help.
Does it matter that I don't have a debit card?
No, as long as you have either a cheque book OR a debit card we can help.
Can I still get a loan if I am weekly paid?
Certainly. We offer our weekly paid customers a loan repayable on the 4th payday after they receive the loan.
What if I'm not a home-owner?
It makes no difference - we require you to meet the same criteria as any other customer.
I am self-employed?
Unfortunately we are not able to help people who are self-employed.
Can I have another loan if I still have one which is not repaid?
Yes. You can do this by increasing the size of your current loan with us. Simply call us on 0845 653 1365 or email us at info@earlypayday.co.uk.
How long will it take to get the money?
Looking for same day loans? Apply now and you could have the money in your account today!